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Imagine unlocking the door to financial freedom with just one decision: refinancing your mortgage. If you've been asking yourself, 'Should I refinance now?' the answer might be the game-changer you've been waiting for. In a world where interest rates dance and personal goals evolve, refinancing could be your golden ticket to lower payments, shorter loan terms, or tapping into your home's equity for that dream renovation or life milestone. Don't settle for ordinary when extraordinary is within reach. Dive into the world of refinancing, where your mortgage isn't just a monthly obligation but a powerful tool to shape your financial future.
https://www.nerdwallet.com/article/mortgages/when-to-refinance-mortgage
An often-quoted rule of thumb says that if mortgage rates are lower than your current rate by 1% or more, it might be a good idea to refinance. https://finance.yahoo.com/personal-finance/mortgages/article/is-now-a-good-time-to-refinance-212749864.html
Is now a good time to refinance? 5 steps to knowing the answer - Know your current interest rate, your monthly payment, and your credit score. https://www.cbsnews.com/news/types-of-borrowers-that-should-refinance-their-mortgage-loans-now-experts-say/
A borrower who originated a 5/1 adjustable-rate mortgage (ARM) coming up for adjustment is a good candidate to consider a new fixed mortgage rate.
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